Concern about the increasing use of payday lending led the UK's Financial Conduct Authority to introduce landmark reforms in 2014/15. While these reforms have generally been welcomed as a way of curbing ‘extortionate’ and ‘predatory’ lending, this paper presents a more nuanced picture based on a theoretically-informed analysis of the growth and nature of payday lending combined with ori…
Long-term unemployment can negatively impact health and well-being, and is a central focus of governments seeking to address poverty and social exclusion. Little is known about how individuals experience programmes aimed at addressing long-term unemployment and consequently the client-centred indicators of ‘success’. In-depth interviews were carried out with 31 long-term unemployed indi…
This paper examines processes of adaptive governance and authoritarian resilience through the lens of community governance, bringing together hitherto unrelated fields of study. It argues first that adaptation has unintended consequences that can threaten stability but do not necessarily cause regime crisis. Second, it contends that the structural fault-lines of institutionalised catego…
This paper provides new empirical evidence about English and Welsh charities operating internationally. It answers basic questions unaddressed in existing work: how many charities work overseas, and how has this number changed over time? In which countries do they operate, and what underlies these geographical patterns? It makes use of a unique administrative dataset which records every…
The UN Convention on the Rights of the Child (CRC) formulates the rights of children in terms of provision, protection and participation. CRC implies a multi-dimensional view of children's welfare, including agency. This enables us to rethink the way we research and design policies aimed at promoting child welfare. In the past, Sweden has been seen as a forerunner when it comes to child…
The paper aims to contribute to the normative debate concerning work enforcement in liberal democracies. In the late 1980s, OECD countries began to revert to the pre-welfare- state tradition of attributing unemployment to personal failure. The new welfare-to-work policies emphasised individual responsibility for securing employment. Stepping up job search requirements and sanctions for f…
In policy and research, migration and the welfare state are often seen as being at odds. When ‘strangers’ enter the welfare state, the financial and social foundations of solidarity are said to crumble. A prominent question, therefore, is whether immigrants should have the same rights as the autochthonous population. Within this frame, migrants are often ‘objects’. This paper reports on…
Using Confirmatory Factor Analysis models in conjunction with the British Household Panel Survey (BHPS) this paper reports the first application of the concept of Social Quality to a UK data set. Social Quality is concerned with the quality of society, or social relations, and consists of both a theoretical model and an empirically tested set of measures. Social Quality is explored in relation …
Social cash transfers to the poor have mushroomed in countries of the global South and on global agendas since the 2000s. Around 2000, there was no clear picture if social cash transfers would make it to global agendas. By the end of the 2000s, a repertoire of four models of social cash transfers had been codified by international organizations. Based on an in-depth analysis of all major docume…
Legislative changes and a recent court ruling allow private schools in England and Wales to determine how to provide the public benefits required to justify their charitable status. We investigate how private school headteachers and other informed stakeholders perceive their public benefit objectives and obligations. We find that schools interpret public beneficiaries widely to include one or m…
Despite the growth in studies of Russian social policy, the reality of the social policy process – most of which is regionally based – remains a puzzle. In this article, we stake a claim for the importance of studying street-level social service provision in Russia's regions to advance the understanding of social policymaking in authoritarian-leaning regimes. We show that – albeit in small ways…
Around one in five people in developed countries are ‘financially excluded’. But how meaningful is this when the current definition does not differentiate between those who choose to be excluded and those who are forced to be? This conceptual paper draws on frameworks from social exclusion, resilience and ecological systems theory to critique the current definition of financial exclusion and to…
This article is concerned with the evolving social construction of older workers and retirement. Evolving and competing ‘world-views’ from public policy, and social advocacy of productive and vulnerable older workers, are described and critiqued. Contradictions and disjunctions, in terms of public policies aimed at changing employer behaviour towards older workers, are identified. It is argued …
Despite international growth of, and policy interest in, divorce and separation since the 1970s, there is still surprisingly little known about non-residential fatherhood. This paper presents a ‘father-centric’ analysis and provides one of the first profiles of non-residential fatherhood in early millennium UK. Using data from Understanding Society Wave 1, a nationally representative survey of …
Governments often introduce financial incentives to citizens in order to encourage ‘personally responsible’ behaviour. Examples of these types of incentives include tax-deferral or tax-free incentives around retirement savings. These types of incentives are shown to matter to investment strategies in the aggregate, but we still lack a full explanation as to how individuals respond to these type…
Stigma has long been viewed by some as essential to discourage excessive claims, yet seen by others as a cause of non-take-up by people in need and as a form of symbolic violence. More recently, there has been a resurgence of interest in the links between shame and poverty (including the role of benefits), and particular concerns about media/political rhetoric in the UK. Yet while our knowledge…
This article reports on a pioneering engagement project between team members from the Poverty and Social Exclusion in the UK (PSE UK) study, the Community Foundation for Northern Ireland and marginalised communities, located in areas of high deprivation in Northern Ireland. Community conversations and a tailor-made methodology of ‘Purposeful Digital Storytelling’ to capture and share data, enge…
Discourses around poverty, dependency and austerity take a particular form regarding Northern Ireland which is seen as ripe for economic ‘rebalancing’ and public sector reduction. The Welfare Reform Act 2012 is pivotal in that it provides the muscle for disciplining claimants for a low-waged, flexible labour market. But the Northern Ireland Assembly has not passed the Act or agreed a budget and…